Home Finance

Planning Spring Home Improvements? Know the Score First

Spring is a popular time to begin home improvement projects, especially if they'll upgrade outdoor living spaces. With the economy keeping more homeowners in place, rather than moving up to bigger, grander digs, improving your home can elevate both... Full story

Applying for Mortgages

A checklist of paperwork to bring to your lender

Question:What do I need to take with me when I apply for a mortgage? Answer:If you have everything with you when you visit your lender, you'll save a good deal of time. You should have: * Social Security numbers for both your and your spouse, if... Full story

Working with Lenders

Investigate before you enter into contract

Here are some tips for getting the most out of your mortgage lender: Do your homework:The more knowledgeable you are before you approach lenders, the better deal you're likely to get. A loan officer will take you more seriously if you ask, "What's... Full story

Strategies for saving on home loans

Whether you're buying for the first time or refinancing for the 10th time, here's how you can save time, money and frustration in the often-unsettling mortgage process: Shop for a loan, not a lender:You may have a strong, long-term relationship... Full story

Reverse Mortgages

Tara Roberts

At a time when most seniors should be enjoying a little time to themselves, many are facing an uncertain future filled with mounting medical costs, rising fuel bills, and shrinking pension checks. One option to make life easier and eliminate at... Full story

Guide to Loans

LOAN TYPES * 30-year fixed * 15-year fixed * Buydowns * Piggyback * Lo-doc or no-doc loans * Graduated payment * Two-step or 7/23 * Hybrid ARMs * No-Equity Loans No-equity loans30-year fixed:This is the traditional mortgage, with stable monthly... Full story

Top Ten Tips for Financing a Home

Warmer weather and the conclusion of another school year are two signs that summer is almost here. While many Americans get ready for summer travel, barbeques, and other rites of the season, thousands will be taking advantage of a buyer's market by... Full story

Get a Deal on Home Improvements

A slow housing market could be an advantage for anyone looking to make renovations to their homes. That's because as fewer new homes are being built and properties are being foreclosed upon, many contractors and builders are available to work on... Full story

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